A benefit that works—without the work.
Simple to sell
A true group product, with no minimums or restrictions. Every group gets the same rate card (discounted 42% from our retail rates). The product does not require a P&C license to sell.
Simple to administer
Integrates with every major ben admin system, drastically reducing implementation time and improving the enrollment experience. Automated EDI feeds and consistent payroll deductions mean minimal ongoing admin burden for support teams.
Sweet for clients
Easy benefit add-on that boosts employee satisfaction — employees at organizations that offer pet benefits are 84% more satisfied with their jobs.
Sweet for employees
Participation rates and CSAT scores are highest in our category – happy and engaged employees mean happy clients!
Let us help you add this sweet benefit to your next proposal.
More Revenue, Less Stress
- No underwriting and compliance requirements
- No group size limitations or exclusions
- Seamless benefit and payroll system integrations
- Reduces administrative error risk
Of employees are pet parents
Employers trust UPC to provide their pet benefits
Higher average participation than pet insurance
CSAT – making us the highest in our category compared to other industry benchmarks of mid 50’s
UPC is re-bark-ably easy for pet parents and HR
| Easy for pet parents |  |  |  |  |
| Price increases due to age | None | 14x | 10x | 11x |
| Pre-existing conditions accepted | Yes | No | No | No |
| No deductibles, waiting periods, claim forms | Yes | No | No | No |
| Easy for HR | ||||
| No minimum size | Yes | No | No | No |
| Easy integration | Yes | No | No | No |
| Flat pricing | Yes | No | No | No |
| Benefits people use | ||||
| Average price | $17.50/pet | $16-$65/pet | $23-$83/pet | $28-$59/pet |
| CSAT | 75 | 42 | 52 | 55 |
| Participation | 8-20%+ | 1-2% | 1-3% | 1-3% |
| Network requirements | 1500+ in-network vets | Any Vet | Any Vet | Any Vet |
(Pawlicy Advisor, 2024.) (MarketWatch, 2024.) (Consumer Reports, 2022.) (Trupanion, 2024.)