

Veterinary costs are rising 2.5X faster than all other costs
United Pet Care offers affordable pet health savings plans that work for all pets
Trainual employees receive special UPC membership savings as an employee benefit, with plans that work for everyone.
UPC has two plans: UPC Complete and UPC Essential
UPC Complete
$17.50 per month for first pet, $16.50 each additional pet
Billed via Payroll Deduction
The UPC Complete Plan includes
20-50% savings at an in-network vet
24/7 Virtual Care
$500 Fido Vet Spending Card*
Pet Rx Savings Card
Savings on everyday pet products and services
UPC Essential
$9 per month per household
Pay directly via Credit Card
The UPC Essential Plan includes:
24/7 Virtual Care
$500 Fido Vet Spending Card*
Pet Rx Savings Card
Savings on everyday pet products and services
(vet savings not included in this plan)
UPC Complete is our flagship plan at $17.50 per pet per month and includes 20-50% savings at in-network vets.
Save at the Vet
UPC Complete members save 20-50% on every in-network primary care vet visit
- Select a primary care vet near you
- Show your membership card at checkout.
- Search for an in-network vet near you here.
Free 24/7 Virtual Care
24/7 Virtual Care for quick pet answers and emergency triage – any time, anywhere
- Skip the unnecessary vet bill – 83% of virtual care visits do not require an emergency vet visit, when initially believed to be emergencies by a pet parent
- Available 24/7 via the web or the UPC Virtual Care mobile app, for iOS and Android
Fido Vet Spending Card
Take the bite out of large vet bills with the Fido, powered by medZERO
- $500 to cover veterinary expenses*
- 0% interest with repayment over up to 12 months and no fees*
- No credit check*
- Can be used at any vet in the U.S., including those outside UPC’s network*
Pet Rx Savings Card
Save on pet prescriptions that have a human equivalent
- Up to 87% off generic prescriptions
- Up to 20% off brand prescriptions
- Accessible at over 67,000 brand-name retail pharmacies across the U.S.
- UPC members save on average $110 per pet prescription!
What can I save at the vet with UPC Complete?
You can expect to save 20-50% on in-house services at any of our in-network vets when you select them as your Primary Care Vet.
Prices and savings vary by clinic; you can review each clinic’s savings via our vet search.
No UPC vets near you? No problem – enroll in UPC Essential instead
UPC Essential includes 24/7 Virtual Care, the $500 Fido Vet Spending Card, prescription savings, and more – at just $9/month for your entire household.
Free 24/7 Virtual Care
24/7 Virtual Care for quick pet answers and emergency triage – any time, anywhere
- Skip the unnecessary vet bill – 83% of virtual care visits do not require an emergency vet visit, when initially believed to be emergencies by a pet parent
- Available 24/7 via the web or the UPC Virtual Care mobile app, for iOS and Android
Fido Vet Spending Card
Take the bite out of large vet bills with the Fido, powered by medZERO
- $500 to cover veterinary expenses*
- 0% interest with repayment over up to 12 months and no fees*
- No credit check*
- Can be used at any vet in the U.S., including those outside UPC’s network*
Fido Vet Spending Card
Take the bite out of large vet bills with the Fido, powered by medZERO
- $500 to cover veterinary expenses*
- 0% interest with repayment over up to 12 months and no fees*
- No credit check*
- Can be used at any vet in the U.S., including those outside UPC’s network*

“Without UPC, we would have been broken financially and emotionally. Thank you for helping boost the quality of life of my best friend in his most vulnerable moments.”
– UPC member, Noel F.
Join Our Pack!
Enroll via our website.
- In the employer search, select Trainual – Complete or Trainual – Essential based on your plan of choice
- Provide your information, payment details, and confirm your membership
- That’s it! You’ll start getting emails from us about how to use your new UPC membership.
Enroll Today!
Start saving with a plan that actually for all you, your wallet, and your pet.
1500+ Vets Across the US available in our UPC Complete Plan
UPC Complete’s network of participating vets spans across many metro areas and our network is continuously expanding.
Don’t see a vet near you? No problem. Sign up for UPC Essential and save money through free 24/7 Virtual Care, our Pet Rx Savings Card, and additional member perks!

* The Fido Vet Spending Card is powered by Fido by medZERO and administered by medZERO, Inc., with financing provided by its lending partners. United Pet Care (UPC) members are provided access to this program but UPC is not involved in lending decisions, program administration or operations. No credit checks are required. Most members will qualify; however, in some cases, additional eligibility verification may be required, and individual approval results may vary. medZERO loans are issued at 0.0% APR with no interest or fees. This is not a loan offer. All loans are subject to review and approval by medZERO’s lending partners. Please refer to your medZERO Loan Agreement for full terms. Refer to https://get.medzero.com/fidoupc for details.