Fido Vet Spending Card

The new $500, 0% interest Fido Vet Spending Card, powered by medZERO, lets pet parents spread the cost of their vet bill over 6-12 months with zero interest and no fees.*

How fido Works

Fido by medZERO gives you a new way to support pet parents without adding complexity to your work.

Client check the fido app Client check the fido app
Step 1

Member Selects Amount

The client requests the exact amount needed at checkout through the fido app

Happy man with your pet checking the fido app Happy man with your pet checking the fido app
Step 2

Pet Parent Receives Digital Mastercard

They present the digital Mastercard to your team

Step 3

Payment is Completed

Your team enters the card like a standard payment at checkout

Helping Pet Parents Say “Yes” to Care

Fido by medZERO provides UPC members with:

✓ Up to $500 for a single veterinary transaction

✓ 0% interest

✓ No Fees

✓ No credit check

✓ Useable at any U.S veterinary clinic

It’s designed to help pet parents say “yes” to recommended care during financially stressful moments, without creating extra work for your clinic.

Why Fido Matters for Veterinary Practices

Help Clients Move Forward with Care

Give pet parents another way to manage unexpected veterinary expenses so cost doesn’t have to stand in the way of recommended care.

Strengthen the Client Relationship

Offering flexible payment options can help create a more supportive experience and build lasting trust with your clients.

Support Better Care Decisions for Pets

When financial barriers are reduced, pet parents may feel more confident moving forward with the care their pets need.

Common Questions

How does a client enroll in fido?

  • Member downloads fido app: 
  • Enroll with their UPC ID# (can be found on their ID card or in member portal

How do I contact fido?

How do UPC members learn more about fido?

  • Visit the member help page here.

* The Fido Vet Spending Card is powered by Fido by medZERO and administered by medZERO, Inc., with financing provided by its lending partners. United Pet Care (UPC) members are provided access to this program but UPC is not involved in lending decisions, program administration or operations. No credit checks are required. Most members will qualify; however, in some cases, additional eligibility verification may be required, and individual approval results may vary. medZERO loans are issued at 0.0% APR with no interest or fees. This is not a loan offer. All loans are subject to review and approval by medZERO’s lending partners. Please refer to your medZERO Loan Agreement for full terms. Refer to https://get.medzero.com/fidoupc for details.