Veterinary costs are rising 2.5X faster than all other costs. Can you afford to wait?

United Pet Care is the low-cost alternative to expensive pet insurance

UPC is different than traditional pet insurance – our rates fit the budget of all pet parents, and we never raise rates just because your pet ages, exclude pre-existing conditions, or make you hit a deductible before you start to save.

For a limited time, medZERO customers receive special savings on their UPC membership – just put it on your medZERO card to spread out the cost!

United Pet Care is the affordable pet health savings plan that works for all pets

Save at the Vet

UPC members save 20-50% on every in-network primary care vet visit

  • Select a primary care vet near you
  • Show your membership card at checkout.
  • Search for an in-network vet near you here.

Free 24/7 Virtual Care

24/7 Virtual Care for quick pet answers and emergency triage – any time, anywhere

  • Skip the unnecessary vet bill – 83% of virtual care visits do not require an emergency vet visit, when initially believed to be emergencies by a pet parent
  • Available 24/7 via the web or the UPC Virtual Care mobile app, for iOS and Android

Fido Vet Spending Card

Take the bite out of large vet bills with the Fido, powered by medZERO

  • $500 to cover veterinary expenses*

  • 0% interest with repayment over up to 12 months and no fees*
  • No credit check*
  • Can be used at any vet in the U.S., including those outside UPC’s network*

Pet Prescription Card

Save on pet prescriptions that have a human equivalent

  • Up to 87% off generic prescriptions
  • Up to 20% off brand prescriptions
  • Accessible at over 67,000 brand-name retail pharmacies across the U.S.
  • UPC members save on average $110 per pet prescription!

What can I save at the vet with UPC?

You can expect to save 20-50% on in-house services at any of our in-network vets when you select them as your Primary Care Vet.

Prices and savings vary by clinic; you can review each clinic’s savings via our vet search.

Without UPC, we would have been broken financially and emotionally

Thank you for helping boost the quality of life of my best friend in his most vulnerable moments.

Noel F., UPC Member

Enroll Now!

Select “Yes – Other” and then enter “medZERO Customer” as in the Group Offering dropdown when enrolling to get your special discounted rate

1500+ Vets Across the US

UPC’s network of participating vets spans across many metro areas and our network is continuously expanding.

No vet? No problem!

The rest of the plan will still help you save hundreds while providing your pet the care they need:

  • The Fido Vet Spending Card works at any vet in the U.S.
  • 24/7 Virtual Care veterinary professionals can help you day or night, wherever you may live
  • The Pet Prescription Card can fill medications at over 60,000 big-brand pharmacies across the U.S.

* The Fido Vet Spending Card is powered by Fido by medZERO and administered by medZERO, Inc., with financing provided by its lending partners. United Pet Care (UPC) members are provided access to this program but UPC is not involved in lending decisions, program administration or operations. No credit checks are required. Most members will qualify; however, in some cases, additional eligibility verification may be required, and individual approval results may vary. medZERO loans are issued at 0.0% APR with no interest or fees. This is not a loan offer. All loans are subject to review and approval by medZERO’s lending partners. Please refer to your medZERO Loan Agreement for full terms. Refer to https://get.medzero.com/fidoupc for details.